We are entering the second quarter with already major changes within all institutions that are facing the effect of the crisis – that is to say the vast majority.

While internal reorganizations and strategic orientations were initiated months ago, works are definitely in the pipelines but with still global business issues to be defined.

In this context, we will go onto the Corporate and Investment Banks model and its need of reinvention, more than just reorganization (OTC Conseil published just recently a study on the subject).
Less fundamental but just as strategic, we will focus on Treasury Management Systems, in order to give you a quick benchmark of the market solutions on the subject.

A highly topical issue is the regulator setting up stress tests as working capital is clearly not always sufficient. This is why we'll be pleased to get onto the following subjects in next month's newsletter:
> Liquidity risk and adverse stress tests
> Macro-prudential regulations

Fayna LIONET
OTC Conseil Americas